Well it's another payday! That's the good news. The bad news is that's been weeks since I've been able to stay on budget. In theory and on paper, the budget rocks, it leaves me with plenty of cash to cover groceries and all the other essentials needed to raise a family... and a little left over for a cherished latte or two. But lately it seems that there is ALWAYS an exception. Birthday gifts to buy, unexpected visitors and invitations... uncontrollable things that pop up that are much more important than money... I need to find a way to build more savings into my budget. But that takes all the fun out of coming in "under budget". So when I am able to keep $40 to set aside to save up for something, or a special treat... it really needs to be going in to a fund for "unexpected times". Next month, my monthly " child care allowance" that comes from the government will be cut in half because my eldest is turning 6, and that is the cut off age.
I know what I need to do, but with the summer here and all the fun that comes with it (not to mention birthdays and vacations) I need to sock away more in my little jar. Which is great, but there goes the "extra" cash. I am not complaining, I will always be happy that I chose to stay home, and will forever be grateful for this opportunity. I'm just getting discouraged, things just keep getting tighter, and my ability to save seems to be lacking.
I do tend to bounce back well though... so in a few days I'm sure I'll have some fresh ideas, and creative solutions, and new resolve.
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